Friday, January 29, 2010
Sky Watch Friday once again. Here is my photos for Skywatch Friday, it is a little cloudy over here today.Sun isn't shining yet... we will see if the sun will come out later on today. But so far it is a world less friday. Have a great Skywatching.
Wednesday, January 27, 2010
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Hey folks! How you all doing today? Wednesday once again... that day I've been waiting for. I am just starting my day now, walked my kids to school and did some usual walking everyday. Eat my breakfast, did some chores around the house. And now checking if I have some task to write. Well luckily yes!
Today, my daughter Avory will be having her basketball team play again against cascade. They faced against Cascade last week and Cashmere won( my daughter's team). Hopefully they (cashmere) will win once again. It will be a nerve racking, I get so excited every time my daughter's team have the ball. I think its very common for parents to get so excited for their kids. Anyway, us luck for the game tonight .
Tuesday, January 26, 2010
This is a Sponsored Post written by me on behalf of VitaDigest. All opinions are 100% mine.
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Monday, January 25, 2010
We haven't gotten any snow for weeks and yesterday snow came pouring. It slowed down last night but then this morning...while I was getting the kids ready to school , I'd noticed that slightly snowing. I thought winter is over,but I was mistaken alright. Here are some of the photos I took this morning. I just wanted to share it with you guys. Have a great Monday!
Wednesday, January 20, 2010
My daughter avory got a bendaroos present for her birthday that she always wanted. With Bendaroos stick you can create things with it. Bendaroos stick is made of wax , so it is soft and it comes with different colors. My daughter for sure had fun creating thing with it. and you can stick it on the wall with mo mess to worry.
Here are some photos that I took and I would like to share it you all. I think this bendaroos is great for kids ages 4 and up, they will have a blast creating different kind of things.
Monday, January 18, 2010
My enrty for mellow yellow monday is Bendaroos. My daughter got this for her birthday, this is one among many gifts that she got for her birthday. Bendaroos is amazing flexible building sticks. You can draw, build, decorate & transform ordinary objects into incredible fun toys.
With bendaroos kids will have so much to do. They stick and stay and then lift away fro non stop play! No glue, no stains, no mess and use it again and again. My daughter cannot stop playing with this. Your kids might like it too. This is my entry for my mellow yellow monday. To join the Mellow yellow Monday, just click the badge above.
Sunday, January 17, 2010
Friday was my daughter's birthday slumber party. She had 10 friends over, 7 stayed the night and some went home after the cake. They had so much fun, played some games and gave a tiny trophy to the winner, musical chair was the blast,the winner took a little cash home. They had pizza, broccoli , cauliflower, olive, Cheetos for dinner and chocolate cake. Popcorn while watching the movie 19th again. Anyway, here are few photos that I took and I would like to share some the photos with you all.
Friday, January 15, 2010
Sky watch Friday once again. Here is my entry for my sky watch Friday. It has been springkling all day today, snows are melting. I took this image while I was driving, I was on the way to walmart. I didn't want to get out the house today but I have to and do some errands. Anyway, Happy skywatch friday everyone.
Thursday, January 14, 2010
Auto insurance: just about everybody needs it, but almost nobody really wants it. After all, car insurance bills are a lot to pay for something you may never end up needing. While many of the factors that affect insurance premiums are out of your control, there are a number of things you can do to increase your chance of getting the lowest price for your coverage. Here’s how to get the insurance protection you need while also protecting your wallet.
Shop around. In most states, insurance companies’ rates vary wildly. Different companies may have better rates for different vehicles or different zip codes. One company may have great rates one year and then raise them the next, so it pays to shop around periodically. Get as many quotes as you can, and get them in writing if possible. Be honest with each agent so that he or she can give you an accurate rate, and have each company quote you for exactly the same coverages—if you’re not getting “apples-to-apples"? quotes, you can’t tell which company is really cheaper. Also look into doing the following:
Insure all your cars with one company. You can save big with “multi-car"? discounts, so you should generally insure all your cars in one place if at all possible. Insure your home where you insure your cars. Many companies offer discounts if you have both your home (or tenants) insurance and auto insurance with them. The discount may apply to one policy or to both. Even if you can find a better price with another company for one of your policies, your total insurance cost may be lower if you have both policies with the same company. Sometimes you can also get discounts for insuring boats. Get insurance quotes for vehicles before you buy them. If you’re in the market for a new car, but you can’t decide between a few different models, call your agent and find out how much it will cost to insure each one. Insurance companies calculate vehicle-specific rates based on how much the vehicle costs and how often a particular model is involved in accidents or is stolen, among other things, so the premium difference for similar cars may be substantial.
Stay insured. Never let your insurance policy lapse. You may find it difficult to obtain insurance if your policy expires, and your insurance may be more expensive than it was before. Customers who let their insurance expire—even for a couple days—are statistically higher-risk, and insurance companies often charge extra for this.Increase your deductibles. Some coverages, notably comprehensive and collision, have deductibles, an amount you pay out of pocket before the insurance company begins to pay. The higher your deductible, the lower the price for that coverage, so have your agent quote you higher deductibles to see how much you could save. Make sure that you can afford to pay your deductible before raising it—a $1,000 deductible, for example, may be substantially cheaper than a $250 deductible, but you’ll have to pay $750 more in the event of an accident.
Buy only the coverage you need. Review your coverage with your agent at least once a year. Depending on your assets and personal preferences, you may not need as much liability coverage as you currently have, or you may wish to reject certain coverages such as uninsured motorist or personal injury protection. Make sure you fully understand the implications of dropping or reducing coverage—in many cases, the extra risk you take on by doing so exceeds the money you save. For example, if your car isn’t worth much, you may be better off dropping the coverages that protect against damage or theft. You may also be able to drop just collision coverage, which is usually the more expensive of the two. Check your policy to see how much comprehensive and collision cost you, and make sure that if you drop the coverage you could afford to repair or replace the vehicle on your own.
Don’t insure vehicles you don’t drive. If one of your cars broke down and has been sitting in the backyard for a year, make sure it’s not still on your insurance policy. Keep in mind, though, that many states require that you have any registered vehicle insured, so if you drop insurance you may want to register the vehicle as “inoperable"? to avoid any complications or penalties. Only drop a vehicle from your policy if you’re sure you’re not going to be driving it for a long time.Buy a longer policy. There may be a price penalty attached to 3- or 6-month policies, so the longer your policy term, the cheaper your rates will likely be. Regardless of the length of your policy, you may be able to save money by paying it up front in full instead of in monthly installments. If installments are the only affordable option, you may be able to avoid fees by having your premiums automatically deducted from your bank account each month.
Take a driver training course. Some companies offer discounts—especially for kids or people over 55—for taking an approved driver training course. Check with your agent before investing a lot of money in such a course, however, as the discount usually isn’t very big. Nonetheless, no matter what your age, a training course may help you become a better driver, which will lower your insurance premiums in the long run.
Drive safely. Accidents, especially accidents where you are at fault, may increase your insurance premium, usually for 3-5 years. If you haven’t had an accident in a while, be sure to ask your agent if you qualify for an accident-free discount. If you get into a minor accident, especially one in which yours is the only vehicle involved, you may want to pay out of pocket instead of reporting a claim—the amount you pay in accident surcharges can be more than the vehicle repairs if the claim is just for a few hundred dollars.
Avoid tickets. Speeding tickets and other moving violations can push your rates up
Build good credit. There is a statistical correlation between certain aspects of a person’s credit rating and the number of insurance claims the person might be expected to file, so depending on what state you live in, many insurance companies charge more for bad credit or give you a discount for good credit.Make the kids wait to get their licenses. Young, newly licensed drivers are the most likely to get into accidents, and insurance companies price for them accordingly. If your child gets his or her drivers license, you must pay the extra premium, and the price increase will probably shock you. It can be hard to make your kid wait to drive, but if insurance bills are already stretching you thin, it may be the best choice. If your child already has a license, you may be able to exclude him or her from coverage by signing an exclusion form. Rates usually go down a little after the driver turns 18, and the price plummets later, usually at age 21 and/or 25. Visit automobileinsurance. for more information.
Tuesday, January 12, 2010
I have sometime today to go to ate Sonia. Ate Sonia own a mini store called Oriental mini Mart, that where (us )fililipa( here in my place) go to buy our Philippine stuffs.
I went bough bag of rice, and some stuff that's on the picture : which is longanisa,tocino, ampalaya(bitter melon), barbecue marinate, ligo, and seasoning for menudo. I cannot wait to cook something. I just want to share with you all.
Sunday, January 10, 2010
Yesterday my daughter Avory and I went shopping for her birthday favor to give out in her birthday party on the 15th of january. I cant believe she is turning 10! Anyway just want to share to you all, what we have in mind.Avory cannot wait for her party . Here are the photos of party favors and games:
Friday, January 8, 2010
This is a glommy friday. It snowed a skip last night, it cover up the old snow that we got few days ago. Sky is not saying anything much today but "get ready for more snow"! This is my entry for today's Sky Watch Friday, still snowy day!
Join the Sky Watch Friday everyone. Have a great Friday!
Sunday, January 3, 2010
Ever since I can remember, I have been collecting scent candle. Love the scent and it is great decoration around the house. And the scent is very useful specially if you are going to the bathroom..if you know what I mean :) and when I cook Filipino food I usually lite up a candle with scent to absorb some of the odor.
This are my latest one, its a Pedestal Plate & Pillar Candle set. And you can buy this to Walmart , it's very inexpensive. The set includes: Multi-use pedestal plate,3 pillar candles & decorative rock. I love it and it look great! And I just want to share with you all.
Saturday, January 2, 2010
Thanks to the internet, you can redecorate your home in less time and for less money.Are you tired of same old carpet you see everyday? Are you thinking about giving your house floor some make over? If so, why not consider replacing it with vinyl Flooring or maybe you have to try walnut laminate flooring? UK flooring direct has different kind of flooring you can choose from. Choosing your floor for your house is never been easier. At UK flooring offers you the affordable and Cheap laminate Flooring that you can ever find.
Laminate flooring is an inexpensive, quick solution for many designs in both residential and commercial buildings. And with the ease of pre-glued laminate floors, click-together laminate floors, and other options people are moving towards vinyl floor tiles or armstrong vinyl flooring to save time and money. Many new designs of UK flooring make it simple to choose the right look for any space and still have the elegance of an expensive floor.
Laminate flooring is a great alternative to wood as well. Besides looking like wood, termites are not attracted by them, and they are easier to install. For your floor renovation, please visit tile effect vinyl flooring and check here for How to lay laminate Flooring. For more Laminate Flooring Information , visit the links now.
Friday, January 1, 2010
I missed some days episode of Sky Watch Friday. But anyway, I am trying to catch up. We had a snowy new year, few inches fall in the ground. And of course the sky was kind of cloudy today and here is my photos for sky watch Friday
Have a wonderful friday everyone.